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HOW TO DO EVERYTHING RIGHTLY WITH CONFIDENCE ?

on Wednesday, May 13, 2009


Know Know Do I stop Debt Collectors from Calling me?

About: Tips For Facing Debt Collector fdcpa debt collector debt collector harassment illegal debt collection debt collector lawsuit sue debt collector debt collection complaint debt collection validation dispute debt collection

You can’t stop creditors or collection agencies from suing you, but you can demand that they stop calling you. A collection agency cannot legally contact you at an unusual or inconvenient time or place.

The agency cannot call before 8 a.m. and after 9 p.m., nor can it call you at work if it knows that your employer prohibits receiving collection calls on the job. I

f an agency calls you at work, tell the collector that your boss prohibits such calls.

Most debt collectors stop calling when you tell them to. If they don’t, send a letter to both the collection agency and the original creditor demanding that the phone calls stop.

Next, contact your state’s Consumer Affairs Department to file a complaint and ask what to do next, or get a lawyer. If you hire an attorney, collectors must deal directly with him.

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